All denial codes

CARC · CO group

CO-109

Claim not covered by this payer or contractor

Contractual obligation; provider write-off unless appealed

What it means
You sent the claim to the wrong payer or the wrong claims address.
Likely cause
Medicare Advantage plan billed as traditional Medicare, or a delegated behavioral health network missed at intake.
How to fix it
Re-verify the payer ID from the patient's card, then rebill to the correct entity. Watch the timely-filing clock, which is still running.
Revenue impact
Recoverable if caught quickly; becomes a CO-29 if it ages.
  • wrong payer
  • eligibility
  • routing

Related codes

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